Canada Debt Settlements is a unique and positive alternative to credit counselling or bankruptcy. We negotiate agreements between you and your creditors or their agents (collection agencies) to settle your debts with a lump sum payment for less then what you actually owe. We help our clients save more money than consumer credit counselling while at the same time protecting them from the many harsh impacts of bankruptcy. We work only for our clients, NOT for their creditors. At Canada Debt Settlements we strongly believe we are the best solution for most consumers with serious debt issues.